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Senior Credit Risk Manager (Team Lead, B-3) (Relocation to Tashkent, Uzbekistan)

  • On-site
    • Tashkent, Toshkent, Uzbekistan
    • Moscow, Moskva, Russia
    • Minsk, Minsk, Belarus
    • Almaty, Almaty, Kazakhstan
    • Bishkek, Bishkek Shaary, Kyrgyzstan
    • Erevan, Erevan, Armenia
    +5 more
  • Operations

Job description

About TechBiz Global

TechBiz Global is a leading recruitment and software development company. Our diverse, globally distributed team provides IT recruitment, outstaffing, outsourcing, software development, and different consulting services with a primary focus on making our partners achieve their business goals successfully.

With headquarters in Germany we have successful clients all over the world. We can understand your unique needs. Our team has hands-on experience with the challenges that come with rapid growth and the IT sector. That’s why all of our offerings are built with a tech mindset.

Key Responsibilities:

  1. Retail Credit Portfolio Management: Oversee the retail credit portfolio from the Risk Division's perspective, focusing on unsecured lending products (CASH/POS).

  2. Risk Strategies: Develop and implement lending risk strategies.

  3. Business Collaboration: Consult and collaborate with business units on launching new products and modifying existing ones.

  4. Hypothesis Testing: Conduct analysis, A/B testing, and pilot lending strategy testing.

  5. Portfolio Analysis: Monitor credit portfolio quality and calculate product profitability.

  6. Trend Analysis: Model and analyze credit portfolio behavior trends.

  7. Risk Management in Processes: Review loan issuance processes from a risk management perspective.

  8. Reporting: Develop managerial reports.

  9. Team Leadership: Coordinate and manage 2-3 analysts.

Additional Work Conditions:

  • Flexible Schedule: Yes

  • Business Trips: Possible

Job requirements

Education: Technical, mathematical, or economic degree from a top university
Languages:

  • Russian: Fluent

  • English: Fluent

Software Skills:

  • Python (advanced level)

  • SQL (advanced level)

  • Business Intelligence Tools (Power BI, Tableau – preferred)

Other Required Skills:

  • Negotiation and communication with business units

  • Understanding of banking business strategies

  • Knowledge of econometrics, mathematical statistics, and NPV calculations

  • Ability to create structured materials and presentations

  • Familiarity with strategy-driven and business-oriented risk approaches

Experience:

  • 5+ years of full-time post-graduate work experience

  • 3+ years in one organization, in portfolio management

Desirable Additional Experience:

  • Creating risk strategies from scratch

  • Launching new products into production

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